stampduty.co.uk

    England & Northern Ireland

    Shared-ownership stamp duty calculator

    Compare paying on the full market value now with paying on your share and the rent.

    Where is the home?

    The value of the whole home, from your provider's offer.

    £

    What you pay now for your share.

    £

    Rent on the part you don't own, before service charges.

    £

    Usually 99 or 125 years for new shared-ownership leases.

    years
    Is every buyer a first-time buyer who will live there?
    Will any buyer, or their spouse or civil partner, own another home on completion?
    Have all buyers spent 183+ days in the UK in the last 12 months?

    Which route is usually cheaper?

    For many first-time buyers, the market value election costs nothing extra because relief covers the full value up to £300,000, and it avoids tax when staircasing. Paying in stages can be cheaper upfront when the market value is above the relief limit, but the rent may be taxed. Read the shared ownership guide.