stampduty.co.uk

    How much can I spend including stamp duty?

    Work back from your cash and mortgage to the highest price you can pay once the tax is included.

    Savings for the deposit and the tax.

    £

    Use an agreement in principle if you have one.

    £
    Where are you buying?
    Which describes you?

    First-time buyer means nobody buying has ever owned a home, and you'll live there.

    Have all buyers spent 183+ days in the UK in the last 12 months?

    Enter your cash and choose your situation to see the highest price.

    How it works

    We find the highest whole-pound price where the price plus stamp duty fits your cash and mortgage, using today's rates and the same engine as the main calculator. Stamp duty is normally paid from cash, so it can't be added to the mortgage unless a lender agrees to lend more. See funding the bill.

    Related

    Sources · reviewed 12 October 2026